Short Term Loan

• Revolving / Non Revolving
• Tenor : up to 1 year
• Currency : IDR or USD
• Tenor per-each draw down : up to 180 days
• Collateral :
  • Cash Collateral Time Deposit, SBLC and Cash Margin
  • Fixed Asset: Land & Building, Machinery, Vehicle, etc
  • Other Requirement: Personal Guarantee and Corporate Guarantee. (optional)

Demand Loan

• Revolving / Non Revolving
• Tenor : up to 1 year
• Currency : IDR or USD
• Tenor per-each draw down : N/A
• Collateral :
  
  • Cash Collateral Time Deposit, SBLC and Cash Margin
  • Fixed Asset: Land & Building, Machinery, Vehicle, etc
  • Other Requirement: Personal Guarantee and Corporate Guarantee. (optional)

Pre-Export Loan

• Revolving
• Tenor : Up to 1year
• Currency : IDR or USD
• Tenor per-each draw down : up to 180 days or as L/C expiry date.
• Collateral :
  • Cash Collateral Time Deposit, SBLC and Cash Margin
  • Fixed Asset: Land & Building, Machinery, Vehicle, etc
  • Other Requirement: Personal Guarantee and Corporate
  Guarantee. (optional)
  
• Required Documents : L/C Export, Sales Contract, Purchase Order

A/R Financing

• Revolving
• Tenor : up to 1 year
• Currency : IDR or USD
• Tenor per-each draw down : according to A/R terms or as defined on
  the approval
• Collateral :
  + Other Requirement : Personal Guarantee and Corporate Guarantee. (optional)
• Required Documents :
  Account Receivable, Post Dated Check and Invoice
  
  

Medium Term Loan

• Non Revolving
• Tenor : above 1 year & up to 3 years
• Currency : IDR or USD
• Repayment : Monthly, Quarterly, Semi Annually with or without
  grace period depending on the approval.
• Collateral :
  
  • Fixed Asset: Land & Building, Machinery and Vehicle, etc
  • Other Requirement: Personal Guarantee and Corporate Guarantee. (optional)
  
  

Long Term Loan (Regular)

• Non Revolving
• Tenor : above 3 years & up to 5 years
• Currency : IDR or USD
• Repayment : Monthly, Quarterly, Semi Annually with or without grace
  period depending on the approval.
• Collateral :
  
  • Fixed Asset : Land & Building, Machinery and Vehicle, etc
  • Other Requirement : Personal Guarantee and Corporate Guarantee. (optional)
  
  

Syndication Loan

• Revolving or Non Revolving
• Tenor : depends on the approval
• Currency : IDR or USD
• Repayment : as defined in the agreement
• Collateral
  
  • Fixed Asset (Land & Building, Machinery and Vehicle)
  • Others (Personal Guarantee, Corporate Guarantee, Account Receivable, etc).
  
  

SHORT TERM LOAN, DEMAND LOAN, PRE-EXPORT LOAN, A/R FINANCING, MEDIUM TERM LOAN, LONG TERM LOAN, SYNDICATION LOAN

Interest Charges = as defined in the agreement. Provision = as defined in the agreement. Underwrite Fee = as defined in the agreement Participation Fee = as defined in the agreement