Now we present to you FAMILY TRUST. A product which provides protection from all risk of life that might happen and guarantees that your savings will keep growing to fulfill your dreams for you and your family.

• Protection and Investment Benefit
  
  • You decide the Sum Insured needed for protection against death until 100 years
  • PLUS fund value that depends on the growth of your fund which you can use for future needs
    
    
• FREE administration cost for first year, and afterwards starting second year Rp 26,500 will be redeemed from your unit holdings every month.
  
  
• Affordable cost of insurance which will be redeemed from your unit holdings every month.
  
  • The cost of insurance will depend on age, sex and Sum Insured.
    
    
• No Withdrawal and Surrender Fee.
  
  
• Additional Benefits which will maximize your protection:
  
  • Cash benefit when you are first diagnosed of one of 38 critical diseases, such as :cancer, heart, stroke, etc.
  • Cash benefit if you die or experienced Total or Partly Permanent Disability due to accident
  • Upon firstly diagnosed of one of 38 critical diseases or experiencing Total Permanent Disability, Allianz will pay your regular savings until supposedly your 64 years birthday.
  • Cash benefit for health claims when treated in a hospital for illness or due to accident for you and family:
    * Daily cash benefit for Inpatient until 15 units per day maximum 180 days per year (1 unit = Rp 100,000)
    *Surgical benefit due to illness or accident. Treatment benefit due to illness or accident.
    
    
• No unit buying fee, starting from year 6th.
• No switching fee on your funds allocation for first 4 switches a year.
• Asset management fee 1-2% per year from total funds.

• You are free to decide the term of your savings, could be annually, semester, quarter or monthly.
  
  
• Premium is paid in Indonesian Rupiah.
  
  
• You are free to choose the investment allocation and can be suited to your risk profile. We provide you with several investment funds in Indonesian Rupiah that can be combined according to your risk profile, such as:
  
  

  Investment Fund Choice	Objectives	Investment Instrument	Risk Profile
  SmartLink® Rupiah Money Market Fund	To preserve value and maintain a high degree of liquidity while providing current income	Investing in short term high quality interest bearing instruments	Low
  SmartLink® Rupiah Fixed Income Fund	The objective of the fund is to provide a stable income with capital preservation for the long term	Investing in short or medium termed interest bearing instruments and long term interest bearing instruments	Medium
  SmartLink® Rupiah Balanced Fund	To achieve conservative long term capital growth while earning more stable income	Investing in short or medium termed interest bearing instruments and long term interest bearing instruments and in equities	Medium
  SmartLink® Rupiah Equity Fund	Provide maximum investment yield by investing in equity instrument whether directly or indirectly	Investing in short term interest bearing instruments and in equity instruments	High

For further information, please contact our nearest branch at:

Retail Banking Sudirman	021 – 2557 8787
Kelapa Gading Sub-Branch	021 – 4587 7078
Mangga Dua Sub-Branch	021 – 612 5058
Cikarang Sub-Branch	021 – 8990 6688
Tangerang Sub-Branch	021 – 5576 4558
Surabaya Branch	031 – 534 8008
Bandung Branch	022 – 730 5900