Personal Loan



FEES AND CHARGES

Administration Fee
Processing Fee* 3%
Late Charges 5% from outstanding
Early Repayment 5% from remaining principal
*Processing Fee will be calculated from approved amount and will be automatically deducted from the approved loan with an additional fee of Rp 6,000 application stamp duty and an additional of Rp 6,000 if is using a cash disbursement

Interest Rate (flat/month)*
Segmentation Tenure With Credit History Without Credit History**
Employee/Professional ≤ 36 Months 1.49% - 1.79%*** 2.49%
>36 Months 1.69% -
Self-employed**** ≤ 36 Months 1.69% -
>36 Months 1.79% -
*Loan rate subjects to change with prior notification.
** For those without loan history segment, a maximum tenure is 36 Month
*** Based on employee/professional industry type, according to Bank regulations
****For Self-employed, a maximum tenure is 48 Month


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