Bank Chinatrust Indonesia

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General Requirements:

Indonesia Citizenship
Age between 21 – 55 Years (at the time of loan maturity) for employee/professional
Age between 25 – 55 Years (at the time of loan maturity) for self-employed
Domiciled and working/own business in the areas :

Jabodetabek
Bandung
Surabaya

Have a minimum net income per month described per below table:

	Jabodetabek	Non-Jabodetabek
With Credit History*
Employee /Professional	Rp. 2.5 Million	Rp. 2.1 Million
Self-employed**	Rp. 5 Million
Without Credit History
Employee /Professional	Rp. 5 Million	Rp. 4.3 Million

For Self-employed, a minimum of owning the business is 1 year for limited company (PT), and 2 years for CV, FA, PD & UD
For Credit Card Holders, must be the primary main card owner with a minimum membership of 12 month, a minimum of Gold Card owner, and a minimum credit line of Rp. 10 Million

Document Requirements:

Documents	Original/Photocopy	Employee	Professional	Self-employed
ID Card (KTP)	Copy	v	v	v
Latest Salary Slip	Original	v
Tax Certification/ Bank account or overdraft account for the last 3 months and passbook cover for Bank Account	Copy		v	v
Trade Business License (SIUP)/ Business Location Permit(SITU)/TDP/Practice License	Copy		v	v
Company Establisment Deed (Only PT)	Copy			v
Personal NPWP***	Copy	v	v	v
Credit Card Holders
Credit Cards	Copy	v	v

*Having credit history within the latest 9 months (KPR, KPM, KPA, Personal Loan or Credit Cards
** For Self-employed having credit history within the latest 9 months and has been active more than 12 months or has active loan within the latest 12 Months (KPR, KPM, KPA, Personal Loan or Credit Cards)
***For loan amount above 50 Millions